Financial Rewards® Visa® Platinum Plus®
Card issued by Bank of America

Most Attractive Feature: No annual fee; reasonable Annual Percentage Rate (APR) on purchases.

Apply online for this card or
read on for a full review of all the features.

The Financial Rewards® Visa® Platinum Plus®, issued by FIA Card Services, N.A., is designed for those with very good credit who plan to take advantage of the cash back reward program.

Through the reward program, cardhol_ders earn one point for every $100 in net purchases per billing cycle. Cardholders receive five bonus points after their first purchase, and they receive another five points for every $2,500 in balance transfers per billing cycle (up to 25 points per billing cycle). One point is equal to $1 in rebates, and cardhol_ders can earn up to 600 points per calendar year. Points are redeemable in 25-point increments (minimum 25 points) and can be redeemed for cash back checks, direct deposits made to the cardhol_der's Bank of America checking or savings account, or reductions in the cardhol_der's purchase Annual Percentage Rate (APR).

The rate for purchases and balance transfers is reasonable for a reward card, and there is a 0% introductory offer that applies to balance transfers and cash advance checks for six billing cycles. This card also has no annual fee.

Aside from the reward program, cardhol_ders can expect common benefits such as online banking services and Total Security Protection®.

Therefore, those who plan to take advantage of the introductory offer, the reward program, and the various benefits may find the Financial Rewards® Visa® Platinum Plus® to be a suitable option.

Note: We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Last Updated April 30, 2008
*Terms and Conditions