Bank of America WorldPoints® Platinum Plus™ MasterCard® Cre
Card issued by Bank of America

Most Attractive Feature: No annual fee; access to reward program; very low fixed Annual Percentage Rate (APR) for purchases and balance transfers.

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read on for a full review of all the features.

The Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card, issued by FIA Card Services, N.A., is designed for those with very good credit who would like to take advantage of the reward program.

Through the reward program, cardhol_ders earn one point for every dollar spent on all qualifying purchases. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, dining certificates, and more. There is no limit to the number of points that may be earned per year, but any unused points do expire within five years.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate for those who qualify once the introductory rate expires. It is import ant to understand that the Annual Percentage Rate (APR) for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.99% or 15.99%.

Aside from the reward program, cardhol_ders can expect benefits such as fraud protection, a personal concierge service, and online account access.

Therefore, those who will qualify for the lowest rate offered and will take advantage of the introductory rate and the reward program will benefit most from what the Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card has to offer.

Note: We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Last Updated March 24, 2008
*Terms and Conditions