Citi® Dividend Platinum Select® Card
Card issued by Citibank
Most Attractive Feature: Long term 0% introductory rate on balance transfers; no annual fee; 5% cash back reward.
Apply online for this card or
read on for a full review of all the features.
The Citi® Dividend Platinum Select® Card, issued by Citibank, is designed for those with very good credit who plan to take advantage of the cash reward program.
Through the reward program, cardhol_ders earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for six months and 2% thereafter, and they earn a 1% cash back rebate on all other purchases as well as on qualifying balance transfers, cash ad vances, and convenience check transactions. Cardholders will receive $5 Dividend Dollars for each balance transfer transaction of $1,500 or more. Cardholders can earn unlimited cash back by shopping within the Citi® Bonus Cash Center, but the rebates earned on all other purchases are subject to a $300 maximum per year. A $50 check will be issued upon request once $50 Dividend Dollars have been earned.
The card has no annual fee, an average interest rate for purchases, and an interest-free introductory offer on balance transfers for twelve months. However, there is a minimum cap of As low as 12.24% for cash ad vances; so no matter how low the Prime Rate falls (the Annual Percentage Rate (APR) is tied to the Prime Rate), the interest rate will not go below the minimum cap.
The card also provides platinum cardhol_der benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, car rental discounts, and various travel and emergency assistance services.
Therefore, those who plan to take advantage of the cash back reward program and the introductory rate on balance transfers will benefit most from what the Citi® Dividend Platinum Select® Card has to offer.
Note: We strongly suggest that you carefully read the Terms and Conditions
statement that accompanies the credit card application.
Last Updated May 5, 2008
*Terms and Conditions
