CitiBusiness® PremierPass(SM) Card
Card issued by Citibank

Most Attractive Feature: Attractive reward program; long term 0% introductory rate for balance transfers.

Apply online for this card or
read on for a full review of all the features.

The CitiBusiness® PremierPass(SM) Card, issued by Citibank, is designed for those who are looking to maintain and manage all business-related expenses with one credit card and plan to take advantage of the reward program.

Through the reward program, cardhol_ders earn three points (two "ThankYou select spend points" and one "ThankYou purchase point") for every dollar spent at certain office supply merchants and on professional services (restrictions do apply). One point is awarded for every dollar spent on all other purchases. In addition, when purchasing any airline ticket with the card, one “ThankYou flight point” is awarded for each mile flown. These points can be redeemed for flights on any airline, merchandise, gift certificates, and more.

A maximum of 200,000 points can be earned per year (only 100,000 of these points may be ThankYou flight points), but points do expire in three years if the account has not been active during that time. Cardholders also receive 15,000 bonus points after their first purchase, which can be redeemed for a $150 gift card.

Besides the generous reward program, the most exciting benefit of this card is that cardhol_ders receive free, unlimited companion travel when they use the card to purchase airline tickets.

The annual fee for the card is $75, but it is waived for the first year. The Annual Percentage Rate (APR) for purchases and balance transfers is reasonable for a business card, and there is an attractive 0% introductory rate available on balance transfers for twelve months. It is import ant to note that there is a minimum cap for cash ad vances; so no matter how low the Prime Rate falls (the Annual Percentage Rate (APR) is tied to the Prime Rate), the interest rate will not go below the minimum cap.

The card also provides many platinum cardhol_der benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and fraud protection. Cardholders can also take advantage of the various discounts offered at participating merchants and retailers (visit the Citibank website for full details).

Therefore, those business owners who would like to have a card with a reward program and plan to take advantage of the additional services and discounts will benefit most from what the CitiBusiness® PremierPass(SM) Card has to offer.

Note: We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Last Updated March 21, 2008
*Terms and Conditions