Citi® Professional(SM) Cash Card
Card issued by Citibank

Most Attractive Feature: Access to reward program; no annual fee.

Apply online for this card or
read on for a full review of all the features.

The Citi® Professional(SM) Cash Card, issued by Citibank, is designed for those with average credit who are looking to maintain and manage all of their personal and business expenses with one credit card.

The card offers access to a free rewards program. Through the reward program, cardhol_ders receive 1% cash back for every dollar spent on gene ral purchases and 3% cash back for every dollar spent at restaurants, gas stations, certain office supply merchants, and on auto rentals. A $50 check will be issued upon request once $50 in cash rebates have been have been earned. There is a yearly limit of $500 in professional dollars.

The card has no annual fee, an attractive 0% introductory rate on purchases for twelve months, and a reasonable interest rate for purchases. However, there is a minimum cap for cash ad vances; so no matter how low the Prime Rate falls (the Annual Percentage Rate (APR) is tied to the Prime Rate), the interest rate will not go below the minimum cap.

Aside from the reward program, cardhol_ders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services.

The card also offers cardhol_ders the benefit of the online expense reporting tool, which allows cardhol_ders to categorize card activity and generate as many individual, easy-to-read expense reports as they choose.

Therefore, individuals who will take advantage of the rewards program and the additional benefits (especially the online expense reporting tool) will benefit most from what the Citi® Professional(SM) Cash Card has to offer.

Note: We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Last Updated May 5, 2008
*Terms and Conditions