Orchard Bank Platinum MasterCard®
Card issued by HSBC Bank Nevada, N.A.

Most Attractive Feature: Very low Annual Percentage Rate (APR) for purchases; reports to credit bureaus.

Apply online for this card or
read on for a full review of all the features.

The Orchard Bank Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card.

This card can help those with a limited credit history, but there are several factors that should be considered before applying.

The annual fee is dependent on the applicant's credit history and will range from $39 to $59, which is average for this type of credit card. There is no application fee, and the interest rate is average for this type of card.

This card also offers common cardhol_der benefits such as purchase protection, lost and stolen card reporting, and no liability for unauthorized transactions. In addition, cardhol_ders can take advantage of a 0% introductory rate for purchases for six months.

Therefore, those who do not mind paying the average annual fee and would like the option to occasionally carry a balance will benefit most from what the Orchard Bank Platinum MasterCard® has to offer.

Note: We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Last Updated May 2, 2008
*Terms and Conditions