The New Millennium Bank Secured Black Diamond Visa/MasterCard from New Millennium Bank

New Millennium Bank Secured Black Diamond Visa®/MasterCard®
issued by New Millennium Bank
Updated: April 1, 2009

*Terms and Conditions

Most Attractive Features for New Millennium Bank Secured Black Diamond Visa/MasterCard: No credit check for new applicants; guaranteed approval; free companion ticket upon enrollment.

Apply online
for this card or read on for a full review of all the features.

The New Millennium Bank Secured Black Diamond Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. New Millennium Bank Secured Black Diamond Visa/MasterCard Offer and Review.

Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. Perhaps the best benefit is the free companion airline ticket, which is awarded to cardholders upon approval. The New Millennium Bank Secured Black Diamond Visa/MasterCard is the perfect card. The card also offers a referral program that rewards cardholders with up to $50 per approved referral.

Although the APR applied to purchases is high for a secured card, this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. The New Millennium Bank Secured Black Diamond Visa/MasterCard has one of the best deals around. This card also has a no credit check and no turn-down policy.

There is an annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $99.95 ($129.95 if the applicant would like to be issued both a Visa® and a MasterCard®). Get details about this New Millennium Bank Secured Black Diamond Visa/MasterCard here.

It is important to note that a drawback of the card is that there is no grace period for purchases. This means that interest will be applied immediately to any charges made with the card.

Therefore, those who do not mind accumulating finance charges once a transaction is posted and can afford the $300 minimum deposit will benefit most from what the New Millennium Bank Secured Black Diamond Visa®/MasterCard® has to offer.

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